by bsadmin | Jul 3, 2025 | Loan Information
When you take out a home equity loan, your house does more than just hold your memories—it backs the loan. That means the money you borrow is secured by the value you’ve already built in your home, giving both you and the lender confidence. At Calgary Equity Loans, we...
by bsadmin | Jun 26, 2025 | Loan Information
If you’re a homeowner in Calgary looking for a flexible way to access funds—whether it’s for renovations, debt consolidation, or unexpected expenses—you’ve likely heard of two common options: the Home Equity Loan and the Home Equity Line of Credit (HELOC). Both...
by bsadmin | Jun 19, 2025 | Loan Information
A home equity loan is more than just access to cash—it’s a tool that can help homeowners take real steps toward increasing the value, function, and comfort of their home. At Calgary Equity Loans, many of our clients choose to use their home equity to finance...
by bsadmin | Jun 12, 2025 | Loan Information
When applying for a home equity loan, one of the key terms you’ll hear is LTV ratio—short for Loan-to-Value. It’s more than just finance jargon; this simple percentage can directly impact your borrowing power, interest rate, and even whether your loan gets...
by bsadmin | Jun 5, 2025 | Mortgages
When used carefully, a second mortgage can be a smart financial strategy that helps homeowners meet large expenses or consolidate high-interest debt. If you’re considering using the equity in your home to secure extra funds, it’s essential to understand how a second...
