by bsadmin | Jun 19, 2025 | Loan Information
A home equity loan is more than just access to cash—it’s a tool that can help homeowners take real steps toward increasing the value, function, and comfort of their home. At Calgary Equity Loans, many of our clients choose to use their home equity to finance...
by bsadmin | Jun 12, 2025 | Loan Information
When applying for a home equity loan, one of the key terms you’ll hear is LTV ratio—short for Loan-to-Value. It’s more than just finance jargon; this simple percentage can directly impact your borrowing power, interest rate, and even whether your loan gets...
by bsadmin | Jun 5, 2025 | Mortgages
When used carefully, a second mortgage can be a smart financial strategy that helps homeowners meet large expenses or consolidate high-interest debt. If you’re considering using the equity in your home to secure extra funds, it’s essential to understand how a second...
by bsadmin | May 29, 2025 | Loan Information
For many homeowners, the value of their home is more than just a number on paper—it’s a powerful financial resource. One way to access this resource is through a home equity loan. But what exactly is a home equity loan, how does it work, and why might it be a smart...