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From Debt-Stressed to Debt-Free: A Calgary Homeowner’s Journey Using Home Equity
Why This Matters Now Alberta homeowners carry the highest non-mortgage debt in Canada – averaging $24,500 per person (Equifax Q2 2024). Meanwhile, Calgary home values have increased 7–11% over the past year (CREB 2024 mid-year data). This creates an unusual situation:...
Why a Home Equity Loan Might Be the Best Option for Debt Consolidation
Debt happens. Credit cards, personal loans, car payments, and unexpected expenses can pile up until it feels like you’re just spinning your wheels. If you’ve been juggling multiple payments with high interest rates, you’re not alone—and you’re not out of options. One...
Home Equity Loan 101: What First-Time Borrowers Should Know
If you’re considering borrowing against the value of your home, chances are you’ve come across the term home equity loan. But what does it really mean? How does it work? And is it the right option for you? This guide, Home Equity Loan 101, is designed to give...
Why Stress Over Credit Cards with Sky-High Rates When Your Home Equity Could Work Smarter?
If you’re like most Canadians, chances are you’ve felt the weight of credit card bills at some point. High interest rates, minimum payments that barely chip away at the balance, and the never-ending cycle of debt—it’s stressful, overwhelming, and frustrating. But...
Why a Home Equity Loan Might Beat a Personal Loan Every Time
We crunched the numbers—here’s where home equity loans stand out and why your wallet might thank you. When you’re facing big expenses or trying to consolidate debt, two popular financing options usually come up: personal loans and home equity loans. Both put cash in...
From Application to Approval: What to Expect with a Home Equity Loan
Applying for a loan can feel intimidating, especially if you’re not sure what the process looks like. At Calgary Equity Loans, we hear this all the time: “How long does it take?” “What paperwork do I need?” “What happens after I apply?” The good news? The path from...






