Stay Informed

If you’ve had credit issues in the past, it’s easy to feel like doors are closing on you—even when you own a home. But at Calgary Equity Loans, we know that bad credit doesn’t always disqualify you. In fact, with enough equity and a solid repayment plan, home equity...

When you take out a home equity loan, your house does more than just hold your memories—it backs the loan. That means the money you borrow is secured by the value you’ve already built in your home, giving both you and the lender confidence. At Calgary Equity Loans, we...

If you’re a homeowner in Calgary looking for a flexible way to access funds—whether it’s for renovations, debt consolidation, or unexpected expenses—you’ve likely heard of two common options: the Home Equity Loan and the Home Equity Line of Credit (HELOC). Both...

A home equity loan is more than just access to cash—it’s a tool that can help homeowners take real steps toward increasing the value, function, and comfort of their home. At Calgary Equity Loans, many of our clients choose to use their home equity to finance...

When applying for a home equity loan, one of the key terms you'll hear is LTV ratio—short for Loan-to-Value. It’s more than just finance jargon; this simple percentage can directly impact your borrowing power, interest rate, and even whether your loan gets approved....